Privacy Policy


This Privacy Policy applies when you access, visit or use the Service or a website using the Service and is part of, and is governed by, the terms and conditions set forth in the Jayalakshmi’s Terms of use

By creating a Jayalakshmi account, or by otherwise accessing, visiting, using, or transacting through the Service, you expressly consent to our collection, use, disclosure and retention of your information


We will notify you of changes to this Privacy Policy by posting the amended Privacy Policy on at least 10 calendar days before the effective date of the changes. If you have provided us with your email address we will also notify you of material changes to this Privacy Policy by sending an email at least 10 calendar days before the effective date of the changes to the email address you most recently provided to us. We encourage you to keep the email address you provide to us current, and to promptly notify us of any changes to your email address, so that you may receive any notices we send to you regarding material changes to this Privacy Policy. If you do not agree to the new Privacy Policy, you may terminate your account within the applicable 10 calendar day period by contacting us and you will not be bound by the amendments. Otherwise, the new Privacy Policy will take effect after 10 calendar days.

Information Collection Practices

Information You Provide to Us.

We may collect information that you provide to us in connection with your use of the Services when you

(i) register as a user of the Service;

(ii) make changes to your user profile information,

(iii) send e-mail messages, forms, or other information to us through the Service, or

(iv) use the Services, such as make a transaction through the Services.

If you register for a Jayalakshmi account, you will be required to provide your email address and create a password. You may also have to provide additional information in connection with your Jayalakshmi account , including your full name, birthday, your city, state and country of residence, your zip code.

Information Automatically Collected Through the Service.

Jayalakshmi, along with our third party service partners, vendors and business partners may automatically collect information about usage of our site and those who visit and transact through it. The information automatically collected about those accessing or using our site may include, but is not limited to, device ID, device type, browser type and version, geo-location information, computer and connection information, statistics on page views, traffic to and from the Service, ad data, IP address and standard web log information.

Some or our third party service partners, vendors and business partners allow your users to opt-out from the automatic collection of your information.

To opt-out from having Google Analytic collect and use your information, please visit

Cookies and Web Beacons

Jayalakshmi, along with our third party service partners, vendors and business partners may use cookies, locally stored objects and web beacons to automatically collect information about your use of the Services. Cookies are small bits of information that are transferred to and stored in separate files within your computer's browser. The Services uses both "persistent cookies" which remain on your computer after you have closed your browser as well as "session cookies" which exist only during a visitor's online session and disappear from your computer when you close your browser. Locally stored objects or "flash cookies" are data files that can be created on your computer by the websites you visit and are a way for websites to store information for later use. Locally stored objects are different than cookies because they are stored in different parts of your computer than cookies. Web beacons are small strings of code that provide a method for delivering a graphic image on a web page or in an email message for the purpose of transferring data. You can set your browser to reject cookies or to notify you when you are sent a cookie. You can also disable the storage of flash cookies. However, if you reject cookies or disable flash cookies you may not be able to use all portions or all functionality of the Services.

Use of Information

Jayalakshmi may use information that we collect about you through the Services to:

  • Personalize, customize, measure, and improve our services, content, and advertising and otherwise to enhance your experience of the Services;
  • Facilitate financial transactions;
  • Prevent, detect, and investigate potentially prohibited or illegal activities, and enforce the Jayalakshmi Terms of Use
  • Analyze the accuracy, effectiveness, usability, or popularity of the Service;
  • Generate and review reports and data about our user base and service usage patterns;
  • Compile aggregate data for internal and external business purposes;
  • Resolve disputes and troubleshoot problems;
  • Contact you with information, including promotional, marketing and advertising information and recommendations that we believe may be of interest to you;
  • Provide you with other services requested by you as described when we collect the information

Disclosure of Information to Third party

Jayalakshmi may disclose your information to the following third parties:

Our Service Providers

We may share your information with third party contractors or service providers who provide certain services to us or on our behalf, such as operating and supporting the Service, processing payments and payouts, fulfilling orders you place through the Service or otherwise responding to your customer service requests. These service providers will only have access to the information needed to perform these limited functions on our behalf and are required to provide your information with at least the same level of protection and security as we use for the Service.

Companies that Acquire Our Business or Assets

If Jayalakshmi becomes involved in a merger, acquisition, sale of assets, securities offering, reorganization, dissolution, or other transaction or if the ownership of all or substantially all of our business otherwise changes, Jayalakshmi may share or transfer your information to a third party or parties in connection with the applicable transaction.

Our Affiliates

We may share some or all of your information with our parent company, subsidiaries and corporate affiliates, joint ventures, or other companies under common control with us. We will require these entities to comply with the terms of this Privacy Policy with regard to their use of your information.

Payment Processor

To facilitate your financial transactions, we will share financial information, and compliance and fraud related information, with our Payment Processor.

Compliance and Fraud

We may share your personal and financial information with third party companies that assist with our compliance and anti-fraud efforts

Payment Card Companies

If you place an order through the Service, the information you provide will be transmitted to your credit card company to verify and authorize your purchase.

Law Enforcement Authorities

To the extent permitted by law, we may share your information with law enforcement, governmental agencies, or authorized third-parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other Jayalakshmi user to legal liability, or to protect our rights or property, or during emergencies when safety is at risk.


Jayalakshmi website is SSL Secured.

SSL allows sensitive information such as credit card numbers, social security numbers, and login credentials to be transmitted securely. More specifically, SSL is a security protocol. Protocols describe how algorithms should be used; in this case, the SSL protocol determines variables of the encryption for both the link and the data being transmitted.

Accessing, Changing and Managing Your Information

You may change and update the information you provide through the Service, or change your preferences concerning how we use your information, as follows:

Changing or Updating Your Information.

You may make changes to the information you have provided in connection with your Jayalakshmi account by logging in to your account and changing the applicable information or by contacting us at If you choose to terminate your account, you may also request that we delete your information by contacting us at receipt of a request from you, we will take reasonable steps to update, correct or delete your information according to this Privacy Policy.

Privacy Settings.

If you have concerns about privacy settings, please contact

Email Communications.

You can make changes regarding receiving email communications from us within your Jayalakshmi account. You can also choose not to receive email communications from us by going to the ‘Newsletter Subscription’ tab in ‘My Account’.

Social Media Services.

Jayalakshmi does not control the information you provide through social media services, such as Facebook or Google. If you want to change your preferences with regard to how an applicable social media service collects or uses your information in connection with the Services, you should review the privacy practices of the applicable social media service and adjust your privacy or other settings directly through them.

No Children under 18

Jayalakshmi is not intended for use by children under the age of 18. We will never knowingly collect information directly from children under the age of 18 without verifiable parental consent. If you are under the age of 18, please do not provide us with information of any kind whatsoever. If we become aware that a user is under the age of thirteen 18, we will remove his or her information from our files. If you have reason to believe that we may have accidentally received personal information from a child under age 18, please contact us immediately at

Retention of Your Information

We retain information for active Jayalakshmi accounts as long as it is necessary and relevant for our operations. In addition, we may retain information from closed accounts to comply with the law, prevent fraud, collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigation, enforce the Jayalakshmi Terms of Use and take other actions permitted by law. The information we retain about you will be handled in accordance with this Privacy Policy and our Terms of Use

Contact Us

Please also feel free to contact us at if you have any questions about this Privacy Policy.